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Best rate & terms,
no matter where you close.
Guaranteed.

Get an Advising Broker

It works, whether you close with us or not.

Our proven process ensures commercial
real estate owners
get the best financing available,
without leaving their lender or broker.

What to expect, and how you benefit, from our proven debt diligence process:

Second Look.
Underwrite & strategize
the presentation.

Our seasoned underwriting and banking team takes a fresh look at your financing needs, structuring and presenting your deal for maximum appeal to lenders. Analyzing various structuring options ensures your financing package is compelling and competitive in the broader market.

01
Why This Matters

This second look is like a doctor’s second opinion-sometimes a new perspective uncovers better ways to structure the deal, adding significant value. With decades of experience handling $100+ billion in deals, our team works to find the optimal way to position your financing.

Soft Power.
Motivate Your Existing
Lender & Broker.

Let your existing lender and broker know that GPARENCY is actively bringing in competitive offers, creating a healthy sense of competition. Inform your broker that they can select their top 5-8 lenders to submit term sheets. This approach encourages both your lender and broker to push even harder, delivering better terms and structures to earn your business.

02
Why This Matters

We all work better when there’s competition, and this process motivates both your lender and broker to go beyond their standard offerings. With GPARENCY involved, they’re incentivized to bring forward their very best—or even better—options to match the competitive landscape. This step alone often justifies the full $4,500 fee, providing significant value and ensuring you get the best possible financing terms.

Deal Shop.
Expand the search to
20+ additional lenders.

Using our database of thousands of potential lenders, we identify all those who can finance your specific property type. From there, we narrow down to the next best 20 options based on our deep knowledge and relationships. This expanded list helps us find lenders who may be an ideal match for your needs, either through a better overall relationship fit or by offering unique structures, terms, or rates that could add value to your financing.

03
Why This Matters

The market is constantly evolving, with new lenders and financing options emerging regularly. By expanding the search, we help ensure you don’t miss out on opportunities from lenders with fresh appetites or new terms that could benefit your deal. This approach provides you with access to options that your current broker or bank may not present.

Hard Power.
Leverage all
competitive offers.

Our seasoned underwriting and banking team takes a fresh look at your financing needs, structuring and presenting your deal for maximum appeal to lenders. Analyzing various structuring options ensures your financing package is compelling and competitive in the broader market.

04
Why This Matters

Because we don’t earn a commission, we’re able to provide completely unbiased advice, guiding you toward the optimal choice without any push toward one lender over another. This independence ensures that when you make your final decision, you can do so with full confidence, knowing you’re securing the best available financing terms.

Final Look.
Finalize & negotiate
the term sheet.

As the final term sheet comes in from the bank you’ve selected, our advisors guide you through the final details. We review the terms closely to identify any areas where adjustments could further optimize your deal, ensuring every element aligns with your goals.

05
Why This Matters

Sometimes, the devil’s in the details—what looks great on the surface can hide terms that impact your financing. With our experienced second set of eyes, we make sure no crucial detail is overlooked, giving you confidence that your final agreement is the best possible fit.

Commercial mortgages secured by

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Loan amount
$26,375,000

Property type
Multi-family

Location
Chicago, IL

Execution type
Acquisition/Bridge – Debt Fund

Borrower saved
$259,750

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Loan amount
$17,500,000

Property type
Multi-family

Location
Houston, TX

Execution type
Acquisition/Bridge

Borrower saved
$164,000

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Loan amount
$8,580,000

Property type
Student Housing

Location
Waco, TX

Execution type
Acquistion Bridge/Debt Fund

Borrower saved
$74,800

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Loan amount
$14,550,000

Property type
Self Storage

Location
Elizabeth, NJ

Execution type
Construction/Bank

Borrower saved
$141,500

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Loan amount
$8,750,000

Property type
Mixed-use

Location
Holyoke, MA

Execution type
Permanent Financing/Bank

Borrower saved
$76,500

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Loan amount
$65,000,000

Property type
Office

Location
Glen Allen, VA

Execution type
Permanent Financing/CMBS

Borrower saved
$639,000

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Loan amount
$11,900,000

Property type
Multifamily

Location
Greenville, TX

Execution type
Refinance

Borrower saved
$114,500

Why pay more
when you can
mortgage better?

Ira Zlotowitz

Having partnered with some of the largest brokerages in the world, our founder and president, Ira Zlotowitz, and his team have secured $100 billion worth of deals in his career.

Ira understands the struggles GPs experience due to the new directives to go agency-direct instead of using a broker. With his guidance and his active involvement in the closing process, you’ll know you’re getting the best advice and results.

Speak to a Broker Today

A huge Shout out to the GPARENCY team Ira Zlotowitz & Michael W. I will be honest, at first I was very skeptical that this could/would ever work, but I decided to give it a try. Team GPARENCY really pulled through! To all the skeptics out there, give them a try!

Sam Cohen

  • stars 5
  • stars 5
  • stars 5
  • stars 5
  • stars 5

I love GPARENCY, we’ve already closed our first loan from Asher Samberg! Meir Spaeth and Steve Moskowitz are also incredible to work with and great people. I made sure to pitch your platform and make introductions to my lender friends at MBA this week.

Scott Emrich

  • stars 5
  • stars 5
  • stars 5
  • stars 5
  • stars 5

Of course I was a skeptic. I’ve been in commercial real estate for over a decade… I honestly did not expect to experience this level of aggressive terms, smart strategy, constant communication, and seamless closing for such a single, low, flat fee.I have been converted to GPARENCY’s way of doing things…This is the future of CREF. I’m all in.

Yitz Rabinowitz

  • stars 5
  • stars 5
  • stars 5
  • stars 5
  • stars 5

A huge Shout out to the GPARENCY team Ira Zlotowitz & Michael W. I will be honest, at first I was very skeptical that this could/would ever work, but I decided to give it a try. Team GPARENCY really pulled through! To all the skeptics out there, give them a try!

Sam Cohen

  • stars 5
  • stars 5
  • stars 5
  • stars 5
  • stars 5

I love GPARENCY, we’ve already closed our first loan from Asher Samberg! Meir Spaeth and Steve Moskowitz are also incredible to work with and great people. I made sure to pitch your platform and make introductions to my lender friends at MBA this week.

Scott Emrich

  • stars 5
  • stars 5
  • stars 5
  • stars 5
  • stars 5

Of course I was a skeptic. I’ve been in commercial real estate for over a decade… I honestly did not expect to experience this level of aggressive terms, smart strategy, constant communication, and seamless closing for such a single, low, flat fee.I have been converted to GPARENCY’s way of doing things…This is the future of CREF. I’m all in.

Yitz Rabinowitz

  • stars 5
  • stars 5
  • stars 5
  • stars 5
  • stars 5

Finance a deal

For any questions or comments, Ira Zlotowitz, 
our CEO, is here to help you.
email: iraz@gparency.com  | phone 917.597.2197